
The ADHD tax isn’t about being careless. It’s the extra money you lose when executive function is under pressure - like late fees, forgotten subscriptions, and last-minute “panic payments”.

Subscription creep is a classic ADHD tax: free trials turn into monthly payments, annual renewals hit without warning, and cancelling somehow becomes a task your brain keeps postponing. It’s not that you don’t care. It’s that subscriptions are designed to be easy to start and slightly annoying to stop.